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Fire/Water Damage Claims
Fire and Water Damage Insurance Claim Help
Fire, smoke, burst pipe, or storm water intrusion - these losses escalate costs quickly. We document, value, and press your claim so you can rebuild faster and completely.
Core Claim Phases We Manage
Emergency Mitigation & Preservation
Emergency Mitigation & Preservation
Emergency Mitigation & Preservation
Coordinating reputable remediation vendors; ensuring invoices and moisture logs are preserved.
Cause & Origin / Causation Clarity
Emergency Mitigation & Preservation
Emergency Mitigation & Preservation
Independent experts when causation is disputed (e.g., electrical fire vs. alleged neglect; sudden burst vs. “ongoing leak”).
Scope & Estimate Development
Emergency Mitigation & Preservation
Scope & Estimate Development
Xactimate or equivalent detailed line‑item estimates; smoke & soot particulate testing; contents inventory protocols.
Documentation & Valuation
Emergency Mitigation & Preservation
Scope & Estimate Development
High‑resolution photo mapping; pre‑loss valuation; replacement cost vs. actual cash value (ACV) calculations.
Adjustment Negotiations
Adjustment Negotiations
Adjustment Negotiations
Challenging unwarranted depreciation, demanding undisputed advances (ALE, build‑back draws, equipment replacement).
Escalation / Litigation
Adjustment Negotiations
Adjustment Negotiations
If the insurer stalls or lowballs, we pivot to formal demand or suit asserting breach and, where warranted, bad faith.